If you were planning to do a “Roth IRA” conversion to keep your retirement savings permanently out of the hands of the IRS, you might want to get on it. The new tax bill on Capitol Hill is going to scrap these conversions for everybody after the end of the year—and, no, not just for those earning more than $400,000 a year. The bill “prohibits all employee after-tax contributions in qualified plans and prohibits after-tax IRA contributions from being converted to Roth regardless of income level, effective for distributions, transfers, and contributions made after Dec. 31, 2021,” reports the House Ways & Means Committee.
A positive attitude extends to your voice and how you’re speaking. At the same time, if the prospect can’t hear or understand you, all of your work is wasted. Follow the four Cs: Be Clear: Drink water, clear your throat, invest in resources like a good headset and phone. Be as mindful as possible about speaking clearly. Be Concise: Keep it short and simple. Use a good Cadence: Don’t be afraid of strategic pauses, and vary the speed of your delivery. Be Compelling: Speak with authority.

The Serial Position Effect states that the human brain is most adept at recalling the first and last items in a series. For sales reps, this psychological phenomenon means that your voicemails are much more likely to be remembered if they're listened to at the beginning or the end of the day.
If you create a call answering rule but don't specify an action, your caller will hear the following prompt: "You have reached the mailbox of . Please call back later. Goodbye." and the call will end.