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If you were planning to do a “Roth IRA” conversion to keep your retirement savings permanently out of the hands of the IRS, you might want to get on it. The new tax bill on Capitol Hill is going to scrap these conversions for everybody after the end of the year—and, no, not just for those earning more than $400,000 a year. The bill “prohibits all employee after-tax contributions in qualified plans and prohibits after-tax IRA contributions from being converted to Roth regardless of income level, effective for distributions, transfers, and contributions made after Dec. 31, 2021,” reports the House Ways & Means Committee.

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Start your voicemail with a regular cadence, but get slower and slower the longer you speak. By the time you get to your phone number, you should practically be crawling. It sounds counterintuitive -- but this tactic actually makes prospects likelier to finish listening.
Voicemail is a simple and standard phone function. But, it has a major impact on the mortgage industry. Plus, the perception that others have of you is heavily influenced by the messages you leave. So, make sure the voicemails you leave are not stopping you from closing more loans! .

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“Hello, this is _________ from _______. I’m calling because [reason]. I’d love to talk to you about _________. My number is _________. I’ll also follow up with an email tomorrow. I look forward to hearing what you think. Have a great day. Goodbye!"
In addition to showing active listening, you've also awoken their curiosity about what question you want to ask. Once they're back on the phone, you can confirm a date and time for your next meeting.

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If you haven't already heard, this Thursday's (8/29/19) Live Mastermind Q&A call we will be fielding any questions related... read more Probate Real Estate Deals That Aren’t On Probate Property Lists
To enable this feature, log into your account at my.magicJack.com, click on Call Features, select Advanced, and check the box for Voice Message Indicator.

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Find a piece of connective tissue, such as an alma mater, a favorite sports team, or a common pet (I’m a dog lover, personally). This opens the conversation and shows that you’ve done your research.

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Written by Jeff Hoffman @mjhoffman

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    10. “Hey, this is [your name] at [X company]. Right now, I’m on vacation and won’t be back in the office until [month]! Please leave me your name, phone number, and the reason you are calling and I will get back to you then. If it’s urgent, you can email details at [company email] and one of our team members will reach out to you. Have a great day.” Yes, we all need a break from time to time. Let your caller know you’ll be back and ready to meet their needs after you’re back from vacation.Voicemail greetings for the customer service phone number

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    People pay attention when their name is mentioned. After all, they’ve been conditioned to pay attention to their name their whole life.

    Open the file you want to store.Tap Select, the file name and then Organize, which looks like a little folder.Under “On My [Device name],” choose a folder or tap the icon of a folder with a plus sign to create a new one.Tap Copy and you’re done.
    Passwords do expire. The system will notify you when a new password is needed. Should you forget your password, please contact Telephone Services and we will reset your password to the default of 2468.

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    If you do this two or three times in a row, you further degrade your chances of ever connecting with this prospect. Since they've now seen your number come up multiple times without once receiving a voicemail, they're aware this call is definitely not one they need to take. You can bet the next time you call, they're not picking up.

    2. Personal Voicemail Greetings. Customer Support Representative Voicemail Greeting. Hello, you've reached [name] at [X company]. If you need help with [X reason] please contact [X person/X system] or [visit our website and send us an email].
    AUDIX also lets you leave messages in the voice mail-boxes of other AUDIX user when they don't answer their phones.

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    First, call your prospect and leave a concise 15-second message. This voicemail should include the bulk of the information you want to share: your reason for calling, benefits to the prospect, etc.

    So, make your goal to find common ground, and share how knowledgeable and experienced you are, no matter who you are calling. You shouldn’t brag about your success, but there is a time and place for others to know your success. That is the key to leaving voicemail messages that get returned!
    We've all heard that automated voice mail lady, telling us what to do after the beep. But fewer people than ever are leaving messages. And the millennials, they won't even listen to them — they'd much rather receive a text or Facebook message.

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Nobody wants to listen to a long-winded voicemail. Keep your greeting short, simple, and concise. A voicemail message should pique a client’s interest and leave them looking forward to your call. Stick to the basics, explaining your company name, hours of operation, and when to expect a callback.

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Ah, the humble phone message. Thanks to texting, voice mail is becoming less common. But until it disappears altogether, it’s to your advantage to know how to leave clear messages. In fact, a phone message is sort of like a thank you note: You can earn big respect by leaving a good one… and lose points if your message is annoying or rude.

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Jim Breyer, founder and CEO of Breyer Capital, would be a buyer of mega cap tech on pullbacks because he expects most of the FAANG stocks to lead the way in terms of next generation technology, he said Tuesday on CNBC's "TechCheck." Breyer told CNBC he has been buying Alphabet Inc (NASDAQ: GOOG) (NASDAQ: GOOGL), Microsoft Corp (NASDAQ: MSFT) and Apple Inc (NASDAQ: AAPL) over the last two years during pullbacks. "For the last two years, when the mega-cap tech stocks sold off significantly, I'm a

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